If you are looking to get the most value from your credit card spending, then redeeming points with a card loyalty scheme is essential. These schemes allow you to access deals, perks, and discounts with major air carriers, and hotel brands in the US and around the globe.

There are now many credit card rewards programs for you to consider, including American Express rewards points, Capital One's Miles, and Citi ThankYou points. But one of the most valuable and beneficial schemes is undoubtedly Chase Card Ultimate Rewards.

Using the Chase Ultimate Rewards portal, you can access some of the best deals with the biggest airlines and hotel brands across the world. And you redeem them for a wide variety of travel-related purchases such as car rentals, hotel stays, tourist activities, and plane tickets.

In the article below we will talk you through the details of the Chase Rewards portal and points redemption to help you get the best perks from your spending with your Chase credit card.

Introduction to Chase Ultimate Rewards Points

Before we delve into how to get the best Chase rewards points value, we will give you a quick introduction to the points themselves.

Chase Ultimate Rewards points are the currency you will earn when you use your eligible Chase cards-can-save-you-money">credit cards to make purchases. The number of reward points you will earn per dollar will depend on your type of purchase, how much you spend, and the card you are using.

You can then redeem these rewards points using the Chase Rewards portal to book flights, hotel stays, and car rentals. The Chase Rewards points value and how much they will buy you can depend on the company you choose to redeem with, and the type of card you are using.

Full Chase credit cards will give you the best value for your points, whereas it is best to transfer a cashback credit card to a full card to get the best return.

Below we will detail each of the Chase cards you can use to start building points, and how to get the best value when redeeming with hotel and airline partners.

When Do Your Chase Rewards Expire?

The points you earn with your Chase credit cards will not expire as long as you keep at least one eligible Chase account open. If you close all of your accounts, then your points will be forfeited.

What is the Chase Rewards Points Value?

When you redeem your Chase Rewards using the portal to access hotel and airline partners, then the value is approximately 2 cents per point. The value can be lower if you make other purchases through the portal such as car rentals and gift cards. If you simply want to use the available cash back, then they are valued at about 1 cent per point.

What are the Chase Ultimate Rewards Airline Partners & Hotel Partners?

• JetBlue TrueBlue
• Air Canada Aeroplan
• Emirates Skywards
• Southwest Airlines Rapid Rewards.
• United MileagePlus
• IHG Rewards Club
• Iberia Plus
• Flying Blue Air France
• British Airways Executive Club
• Virgin Atlantic Flying Club
• Singapore Airlines KrisFlyer
• Aer Lingus Aer Club
• World of Hyatt
• Marriott Bonvoy

To get the most value from your points you should redeem them using these Chase transfer partners.

Which Chase Cards Allow You To Earn Chase Rewards?

Here is a breakdown of the different cards you can apply for to earn points to redeem using the Chase Ultimate rewards portal.

Chase Sapphire Preferred Credit Card - $95 Annual Fee

· Earn 60,000 rewards points bonus if you spend $4,000 using your card within the first three months of opening your account.

· 5x total points on travel purchased through Chase Travel, excluding hotel purchases that qualify for the $50 Annual Chase Travel Hotel Credit.

· 2x rewards on all other travel spending.

· 5x Chase rewards for each dollar spent on Lyft bookings.

· 3x rewards on dining, takeout, and eligible delivery services.

· 3x points on eligible online grocery spending.

· 3x points selected streaming services spending.

· 1x rewards per dollar spent on all other purchases.

Other benefits include baggage insurance, car rental insurance, and no foreign transaction fees.

The Chase Sapphire Reserve Card – Annual fee of $550

· 60,000 bonus points after you spend $4,000 with your card within the first three months of your account opening.

· 10 Chase rewards on car rental and hotel booking using the Chase travel portal after the first $300 is spent on travel purchases annually.

· 10x points for each dollar you spend on dining through the Chase Ultimate Rewards portal.

· 10x rewards on Lyft bookings.

· 5x rewards for each dollar spent on flights using Ultimate rewards.

· 3x points for all other travel purchases.

· 3x points on other eligible dining purchases.

· 1x rewards on other eligible everyday spending.

Other benefits include an annual travel credit of $300, credit for your TSA PreCheck or Global Entry membership, and access to Priority Pass lounges.

Chase Ink Business Preferred Card – Annual Fee $95

· 100,000 bonus points after you spend $8,000 using your card within the first three months of opening your account.

· 3x rewards on the first $150,000 you spend on shipping, online advertising, business travel, phone, internet, and cable services.

· 1x Chase points on all other purchases.

Ink Business Cash Card - $0 Annual Fee.

· $750 bonus once you spend $6,000 within the first three months of owning your card. (You can convert this to a Chase Rewards points value of 75,000 points if transfer these to one of the Chase cards we have listed above.)

· 5% cash back on the first $25,000 you spend on office supplies, internet, phone, and cable each year.

· 2% cash back on the first $25,000 spent on restaurant and gas station purchases each year (1% cashback after this threshold.)

· Chase Ink Business Unlimited Credit Card - $0 Annual Fee.

· $750 bonus cash back after you spend $6,000 within the first three months of opening your account.

· 1.5% cash back rewards on all of your spending using the card. (You can increase your Chase Rewards points value by transferring them to your Chase-paid credit card to convert them to 1.5 points for each dollar spent.)

Chase Freedom Flex Card – Annual fee of $0

· $200 welcome bonus once you spend $500 within three months of opening your account.

· 5% cash back for your purchases up to $1,500 within rotating spending categories. (These change each quarter, so you need to keep up to date!)

· 5% cash back on travel you purchase using the Chase Ultimate Rewards portal.

· 3% on spending at eligible restaurants, delivery, and takeout services.

· 3% cash back on your drugstore purchases.

Chase Freedom Unlimited Card – Annual Fee $0

· Earn an added 1.5% cashback on all your purchases up to $20,000 within the first year. (These can be transferred at a Chase Rewards points value of 30,000 points when you also have one of the paid cards highlighted above.)

· 1.5% Cashback on your card purchases.

· 5% cashback on travel purchased through the Chase Rewards portal.

· 3% cashback on your spending on takeout, restaurants, and eligible deliveries.

· 3% cashback on drugstore spending.

· 1% rewards on all other eligible spending.

Takeaway - The Complete Guide to Chase Ultimate Rewards

The Chase Ultimate Rewards portal is a terrific way to access great deals and discounts for your future travel spending. Whether you are looking for a personal or business card, applying for one of the cards we have highlighted above will allow you to access beneficial Chase rewards points value and benefits.