How to Earn 80K Bonus Citi Card Reward Points (Offer Ended)

Citi's 80,000-point Strata Premier offer has ended. Citi's current offer is 60,000 bonus points after $4,000 in spend in the first 3 months.

Kay · · 3 min read · Updated
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The 80,000-point offer on the Citi Strata Premier Card (the rebranded Citi Premier) has ended. Citi's current offer, per its Strata Premier page, is 60,000 bonus points after you spend $4,000 in the first 3 months, and Citi says the bonus is not available if you currently have or previously had a Citi Strata Premier or a Citi Premier account. The annual fee is $95. What follows is the 80,000-point offer as it ran.

Deal Details

  • Welcome offer: 80,000 ThankYou points
  • Spend requirement: $4,000 in the first 3 months
  • Annual fee: $95 (not waived)
  • Expiration: The offer has ended

The 80,000 points were worth roughly $800 redeemed at a flat penny per point through the ThankYou portal. Transferred to a partner like Virgin Atlantic Flying Club or Air France/KLM Flying Blue at 1:1, a 25,000-point one-way to Europe in economy was on the table from the bonus alone.

Who Couldn't Get the Bonus

When the 80,000-point offer ran, Citi applied a 48-month rule to this card family: you weren't eligible if you'd earned a welcome bonus on, or closed, a Citi Strata Premier, Citi Premier, Citi Prestige, Citi Rewards+, or Citi ThankYou Preferred card in the past 48 months. That was stricter than Chase's 5/24. Citi's current terms are the ones in the first paragraph: no bonus if you currently have or previously had a Citi Strata Premier or Citi Premier account.

How to Earn It

  1. Apply via the Citi Strata Premier page and read the offer terms; the bonus there now is the current 60,000-point offer, not the 80,000.
  2. Run your largest recurring spend (groceries, gas, dining) through the card to clear $4,000 in 90 days.
  3. Track in the Citi app. Bonus points typically post 8 to 10 weeks after you hit the threshold.

What the Card Earns After the Bonus

The Strata Premier earns 10x on hotels, car rentals, and attractions booked through Citi Travel; 3x on restaurants, supermarkets, gas and EV charging, air travel, and other hotels; and 1x on everything else. The 3x supermarket category covers most U.S. grocery chains but not Walmart or Target. No foreign transaction fee.

It also includes a $100 annual hotel credit on a single hotel stay of $500 or more (excluding taxes and fees) booked through Citi Travel. That benefit alone covers the annual fee in any year you book a qualifying hotel through the portal.

Why It Was Worth a Look

With the 80,000-point bonus, a $100 hotel credit, no foreign transaction fees, and 16+ transfer partners (Virgin Atlantic, Singapore KrisFlyer, Qantas, JetBlue, Choice Privileges, Wyndham) at $95, this was a solid deal. It worked best for someone who wasn't blocked by the 48-month rule and had the spend to clear the bonus comfortably. That 80,000-point offer has ended, so check Citi's Strata Premier page for the current offer before you apply.

Updated October 6, 2026: welcome offer.

Sources

  1. Citi, Strata Premier card page: "Earn 60,000 bonus points after spending $4,000 in the first 3 months"; $95 annual fee; bonus not available if you currently have or previously had a Citi Strata Premier or Citi Premier account (read 2026-10-07)

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