Double Up Your Marriott Rewards: Personal & Business Cards

If you are a regular at Marriott properties, then owning a Marriott Bonvoy credit card will give you access to annual complimentary elite credits. Depending on which card you own, this could cover between 15 and 25 nights! And, if you own more than one card, you can bump this up to an incredible 30 to 40 nights by pooling the points of both your business and personal Marriott credit card.

This could see you make substantial savings in your travel costs each year, as you access complimentary accommodation for either your business trips or vacations.

In our guide below, we will show you how to get the most benefits from your Marriott Bonvoy cards and tell you why owning a small business and personal card is a great way to access travel savings year after year.

The Benefits of Holding Both a Personal and Small Business Marriott Bonvoy Card

Due to changes to the Marriott rewards scheme over recent years, it is now possible for you to stack up the elite credits you build up with more than one card. And you can use this to your advantage to maximize the free travel accommodation you get each year. For example:

The Marriott Bonvoy Bold credit card charges no annual fee and comes with 15 annual elite night credits. If you hold this on top of the Marriott Bonvoy Brilliant Bold Credit Card, you will access other 25-night credits a year. So, you’ve got 40-night credits right away to spend each year, simply by holding more than one card!

Although you can access elite nights as a Marriott elite status member, you also need to hit minimum spending thresholds to access these perks and access higher status levels. When you hold a small business or personal Marriott Bonvoy credit card, you access these benefits annually as part of card ownership.

You can also use the elite night credits you stack with your cards as well as your travel bookings to speed up your qualification for the next level of Marriott elite status.

To qualify for Platinum Elite status with Marriott, you need to book 50 nights each year. Your complimentary nights as a multiple card holder can get you there with automatic complimentary nights being awarded annually. This can get you 60% of the way to status elevation with no extra money spent!

Once you reach platinum status you can access further complimentary benefits such as free breakfasts and priority suite upgrades! So, you’ll only increase your savings and comfort as you travel.

How Many Complimentary Elite Nights Can You Get Holding Two Marriott Credit Cards?

When you combine your elite night credits with a personal and business credit card, (such as the Marriott Bonvoy Boundless Card and the Marriott Business American Express card) you will automatically access 30-night credits annually.

What Other Benefits Can You Access by Stacking Your Marriott Credit Card Rewards?

If you have Marriott Platinum Elite Status, you will not be able to earn your annual choice benefit unless you hit the threshold of 50 nights a year at qualifying Marriott properties. Accessing extra complimentary nights each year by stacking your cards will help you earn this valuable perk while cutting down on your accommodation spending.

When you reach the qualifying requirement of 50 nights, you can access one of the following perks:

· 5x Elite Night Credits.

· 5 Suite Night Awards.

· Gift Marriott Bonvoy Silver Status to a friend.

· $100 donation to charity.

Depending on the Marriott Bonvoy credit cards you choose, you can access between 15 and 40 elite nights without spending a penny. So, you automatically have a substantial chunk of the required 50 nights achieved without having to do anything.

You will also be on your way to the 75-night requirement to attain the Marriott Titanium Elite level. When you reach Titanium status, you will be able to elect another choice benefit and enjoy the following benefits:

· 75% more points earned on your bookings.

· Enhanced upgrades for rooms.

· Five Star status with Hertz.

· Complimentary Wi-Fi in your room.

Double Your Annual Reward Nights by Holding More Than One Marriott Bonvoy Card

As well as increasing the amount of automatic elite nights you are awarded each year, you will also be increasing how many award night certificates you receive. These rewards can be worth between 35,000 and 85,000 points. With an approximate estimation of 0.84 cents per point, that’s a night reward worth $294 for your 35,000 points. These rewards can be used to access luxury rooms in hotels across the world.

What Marriott Credit Cards Can You Use to Maximise Your Elite Benefits?

You can use a variety of different Marriott Bonvoy cards to stack up your elite night rewards. But not all of them offer automatic free nights annually. For example, both the Marriott Bonvoy Chase card and the Bonvoy Bevy American Express credit card require you to make $15,000 worth of purchases before you unlock a 50,000 points reward night.

Marriott Bonvoy Business American Express

• 4x points for each dollar spent at restaurants, telephone services, and gas stations.

Marriott Bonvoy Bevy American Express Card

• 4x points for spending at US supermarkets and global restaurants. (Up to the threshold of $15,000, then 2x points afterward.)

Marriott Bonvoy Bountiful Card

• 4x rewards for each dollar spent on dining and grocery purchases (up to $15,000, then 2x points afterward.)

Marriott Bonvoy Brilliant American Express

• 3x rewards points for each dollar spent on flights booked directly with airlines and dining spending.

Marriott Bonvoy Boundless Card

• 3x points for dining, grocery, and gas station purchases up to $6,000 annually.

Marriott Bonvoy Bold Credit Card

• 2x rewards for every dollar spent on travel.
• 1x points for all other everyday purchases.

Takeaway - Why You Need Both a Personal and Business Marriott Bonvoy Credit Card

Holding both a personal and business Marriott Bonvoy credit card will help you maximize your benefits and build up more complimentary elite nights each year. If you are a regular at Marriott properties, then holding both a personal and business Marriott Bonvoy Card could be a smart choice to maximize your benefits while minimizing your spending.