Best Credit Cards for Priority Pass

Airport layovers can be a drag, but access to a comfortable lounge can transform the travel experience. Priority Pass offers access to a vast network of airport lounges worldwide, and one of the most cost-effective ways to enjoy this perk is through select credit cards. This article explores the best credit cards that offer Priority Pass membership, allowing you to unlock free airport lounge access and elevate your travels.

Why Get Priority Pass Through a Credit Card?

Purchasing a Priority Pass membership directly can be expensive, especially if you plan to bring guests or travel frequently. Obtaining Priority Pass Select membership (the most common type offered through credit cards) as a credit card benefit offers significant advantages:

• Cost Savings: Instead of paying for a separate Priority Pass membership, the cost is often offset by the card's annual fee and other travel perks. In many cases, if you maximize the other benefits of the card, the Priority Pass membership essentially becomes "free."
• Additional Credit Card Benefits: These premium travel cards typically offer a suite of other valuable travel perks, such as travel credits, airport lounge access (in addition to Priority Pass), travel insurance, and more. This provides a comprehensive travel rewards package.

Key Features of Credit Cards Offering Priority Pass

When choosing a credit card for Priority Pass access, consider these key features:

• Annual Fees: These cards often have annual fees, so it's essential to assess whether the value of the benefits, including Priority Pass, outweighs the cost.
• Other Travel Benefits: Look for cards that offer other perks that align with your travel needs, such as travel credits, bonus points on travel purchases, trip delay insurance, and primary auto rental collision damage waiver.
• Priority Pass Select vs. Other Tiers: Most credit cards offer Priority Pass Select membership, which typically includes a limited number of free visits per year (often 4-10) with a fee for each additional visit or guest. Some premium cards may offer unlimited visits.

Comparison of Credit Cards with Priority Pass Select

Several credit cards offer Priority Pass Select membership. Here are a few examples (note that card benefits and offers are subject to change, so always verify with the issuer):

• Chase Sapphire Reserve®: This card is a popular choice for frequent travelers. It offers Priority Pass Select membership with unlimited visits (enrollment required). It also includes an annual travel credit, bonus points on travel and dining, and comprehensive travel insurance. This card is a good choice for frequent travelers who value a wide range of travel perks.
• The Platinum Card® from American Express: This card offers Priority Pass Select membership (enrollment required) and access to Amex Centurion Lounges and Delta Sky Clubs (when flying Delta). It also includes various travel and lifestyle credits, making it suitable for those who value luxury travel experiences.
• Capital One Venture X Rewards Credit Card: This card offers Priority Pass Select membership with unlimited visits (enrollment required). It also includes an annual travel credit, bonus miles on travel purchases, and access to Capital One Lounges. This card is a good option for travelers who want a premium travel experience without the highest annual fee.

Important Considerations When Comparing Cards:

• Number of Free Visits (If Limited): Some cards offer a limited number of free Priority Pass visits per year. If you plan to use lounges frequently, unlimited access is preferable.
• Guest Privileges: Check the card's guest policy. Some cards allow free guests, while others charge a fee per guest.
• Other Lounge Access: Some cards offer access to other lounge networks in addition to Priority Pass, such as Amex Centurion Lounges or airline-specific lounges.
• Travel Credits and Other Perks: Consider the value of other travel benefits offered by the card, such as travel credits, bonus points on travel purchases, and travel insurance.
• Annual Fee: Weigh the annual fee against the value of the benefits you expect to use.

Maximizing Your Priority Pass Benefit

To get the most out of your Priority Pass membership:

• Download the Priority Pass App: The app allows you to easily find participating lounges at airports worldwide and check their amenities and hours of operation.
• Check Lounge Capacity: Some lounges may have capacity restrictions, especially during peak travel times.
• Be Aware of Guest Policies: Understand the guest policies for your specific Priority Pass membership, as guest access may be limited or subject to fees.
• Consider the Restaurant Program: If a lounge isn't available or is too crowded, explore the Priority Pass Restaurant Program for dining credits.

Obtaining a Priority Pass membership through a credit card is a smart way to access airport lounges without paying for a separate membership. By carefully comparing credit card offers and choosing a card that aligns with your travel habits and spending patterns, you can unlock free airport lounge access and elevate your travel experience. Remember to always check the latest card benefits and Priority Pass terms and conditions before making a decision.