Logotype
Back

Amex Business Gold Card: Is It Worth It for You?

Reviews27 days ago
Picture of a American Express Business Gold Card.

Finding the right travel rewards credit card for your business can be a game-changer. With the right card, you can earn valuable points or miles on your business travel-eligible purchases, ultimately saving money and rewarding yourself and your employees. Let's look at the Amex Business Gold Card and its current offer to see if it might be the perfect fit for your business travel needs.

American Express® Business Gold Card

Experience Users

Intro offer

70,000

Annual Fee

$295.00

Recommended Credit

690-850GoodExcellent

70,000

AE Business.png

 

Earning Big with the Amex Business Gold Card

The Amex Business Gold Card is currently offering a lovely sign-up bonus: a whopping 130,000 Membership Rewards points after spending $10,000 on eligible purchases in the first 6 months of card membership. This initial points boost can be a fantastic way to jumpstart your travel rewards journey.

But the benefits don't stop there. The card shines with its points-earning structure, particularly for business travelers. You'll earn generous 4x Membership Rewards points on flights booked directly with airlines or on prepaid hotels booked on Amex Travel. This means you can rack up points quickly on essential business travel-eligible purchases.

 

Unveiling the Power of Membership Rewards: Maximizing Your Amex Business Gold Card

The Amex Business Gold Card leverages the American Express Membership Rewards program, a versatile points system that unlocks a world of travel possibilities. Here's how Membership Rewards can enhance your business travel experience:

Flexible Redemption Options: Accumulated points can be redeemed for a variety of travel rewards, including flights, hotels, and car rentals. You can even transfer points to select travel partners, offering greater flexibility in choosing your travel arrangements.

Travel Statement Credits: Membership Rewards points can be used to offset travel statement credits, allowing you to redeem points for incidental travel expenses or even existing flight purchases.

Pay with Points: Use points directly to cover travel purchases made with your Amex Business Gold Card, offering another redemption option for added convenience.

Transfer Points to Employees: Motivate and reward your employees by transferring points to their Membership Rewards accounts, fostering a culture of appreciation within your business.

By strategically using Membership Rewards points, you can maximize the value of your American Express Business Gold Card, turning business travel expenses into valuable rewards that benefit both your company and your employees.

 

Benefits Beyond Points

The Amex Business Gold Card goes beyond just points. It offers valuable benefits that can streamline your business travel experience and potentially save you money.

Up to $200 airline fee credits annually: This credit can cover baggage fees, preferred boarding, or seat selection, reducing out-of-pocket travel expenses on multiple business trips throughout the year.

Statement credit for Global Entry or TSA PreCheck application fees: Frequent business travelers know the value of expedited security clearance. The Amex Business Gold Card offers a statement credit to cover the application fee for either Global Entry or TSA PreCheck, making your business travel smoother and less time-consuming.

 

Is It the Right Fit for Your Business?

The American Express Business Gold Card does come with an annual fee of $295 (waived for the first year for new cardholders). To determine if this card makes sense for your business, consider your typical business travel spending on eligible purchases and how you would utilize the points and benefits.

If your business travels frequently and incurs expenses like airline fees and application fees for programs like Global Entry, the rewards and benefits can easily outweigh the annual fee. However, if your business travel is infrequent or doesn't align well with the bonus categories, you might want to explore other card options.

 

The Amex Business Gold Card offers a compelling package for frequent business travelers. The generous sign-up bonus, attractive points earned on flights and hotels booked through Amex Travel, and valuable travel credits can significantly benefit businesses that spend a lot on travel-related eligible purchases. However, it's always wise to compare this card with other options and consider your specific business travel needs before applying.

People sitting around a table working