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American Express: Plum Card

Best for Beginners

Intro offer

N/A

Annual Fee

$250.00

Recommended Credit

690-850Good Excellent
Apply Now

Best for Beginners

American Express: Plum Card

Intro offer

N/A

Annual Fee

$250.00

Recommended Credit

690-850GoodExcellent
Apply Now
36.svg36.svg
  • N/A

    Travel

  • N/A

    Dining

  • 1.5X

    All other purchases

Why we choose it

When your cash flow allows, pay early and earn rewards. You may gain unlimited 1.5 percent cash back on the portion of your balance you pay within 10 days after your statement closes. There is no limit to how much money you may make and no categories to which purchases can be applied.

Pros

  • Up to 60 days to pay, interest-free
  • No foreign transaction fee
  • 1.5% Early Pay Discount, with no cap on what you can earn back

Cons

  • High annual fee
  • Lackluster benefits
  • No cash advances