Scheels Credit Card: Gear Up and Save

For outdoor enthusiasts, investing in quality gear is often a necessity. The Scheels credit card offers a way to earn rewards on those purchases, both in-store and elsewhere. Issued by First National Bank of Omaha, pursuant to a license from Visa U.S.A., this card provides benefits tailored to those who frequent Scheels. This guide outlines the key features of the Scheels credit card, helping you decide if it's the right fit for your outdoor adventures.

Key Benefits of the Scheels Credit Card

• No Annual Fee: One of the most attractive features is that there is no annual fee to use the card. This sets it apart from some other rewards cards that charge yearly fees.
• Rewards Program: Cardholders earn rewards points on purchases made with the card. You’ll typically earn more points for purchases made at Scheels stores. These points can then be redeemed for rewards, such as Scheels gift cards or merchandise.
• Introductory APR and Bonus Offers: The card may offer an introductory 0% APR period on purchases, allowing you to avoid interest charges for a limited time. New cardholders may also be eligible for a bonus points offer upon making their first purchase.

How the Scheels Credit Card Works

The Scheels credit card functions like most other rewards credit cards. You use the card to make purchases, earn points based on your spending, and then redeem those points for rewards. The specific details of the rewards program, including earning rates and redemption options, are subject to change.

Maximizing Your Rewards

To maximize your rewards with the Scheels credit card:

• Use the card for all Scheels purchases: Since you typically earn more points per dollar spent at Scheels, using the card for these purchases is the most efficient way to accumulate rewards.
• Take advantage of bonus offers: Keep an eye out for special promotions or bonus point opportunities offered by Scheels or the card issuer.
• Redeem points strategically: Choose redemption options that offer the best value for your points, such as Scheels gift cards if you frequently shop there.

Applying for the Scheels Credit Card

To apply for the Scheels credit card, you can typically find an application link on the official Scheels website or apply in-store. The application process will involve providing personal and financial information, and your approval will depend on your creditworthiness. While a good credit score is generally recommended, it's best to check the specific requirements outlined by the card issuer.

Important Note: Credit card offers and terms are subject to change. For the most up-to-date information on the Scheels credit card, including rewards earning rates, redemption options, introductory APR offers, bonus point promotions, and other terms and conditions, please visit the official Scheels website (scheels.com) or contact Scheels customer service directly. Do not rely on outdated information from third-party sources.

The Scheels credit card can be a valuable tool for frequent Scheels shoppers, allowing them to earn rewards on their purchases and potentially take advantage of introductory offers. By understanding the card's features and using it strategically, you can maximize your savings on your outdoor gear and equipment. Always consult the official Scheels website for the most current details.