SafetyWing Review: Budget Travel Insurance for Nomads?

If you are traveling abroad, then travel insurance is essential. If you don’t arrange financial coverage for your trip, you are leaving yourself open to huge medical and travel costs if an emergency occurs while you travel. But with so many different travel insurance companies, how do you know which policy provider is the right choice for you?

While researching US travel insurance companies, one name that you may have come across is Safetywing Travel Insurance. Although a relative newcomer to the industry, the brand has quickly become popular amongst travelers looking for either US or overseas coverage.

In our Safetywing Insurance reviews below, we will look at all of the essential factors you need to know about. Our breakdown of what is covered, and the different plans available will help you to decide if this is the right choice for you. So, let’s begin!

Safetywing Travel Insurance Reviews of Coverage

Before we look at the details of what’s covered in their policies, first we will give you a brief introduction to the company as a whole, and the essential facts about the company.

Safetywing Travel Insurance is a Norwegian company who have been in business since 2019. The company was formed by a team of experienced digital nomads who wanted to create a travel insurance program that would suit similar travelers around the globe.

The company is primarily concerned with providing accessible and affordable travel insurance for freelancers who travel, digital nomads, and those traveling long-term around the world. Although relatively new, the company has quickly developed a strong reputation and is backed by Tokio Marine (one of the biggest insurance providers in Japan.)

Safetywing Insurance Reviews – Who Will Benefit from This Travel Insurance Provider?

Travel insurance is an essential purchase for any traveler, but different companies and policies will suit different people. So, who will benefit the most from coverage from Safetywing? The company is targeted towards long-term travelers looking to keep costs down while being covered, and will benefit the following:

Long-Term Travelers on a Budget

Whereas other providers may have restrictive limits in terms of travel periods, this travel insurance company will cover your travels for as long as one or two years. This makes it perfectly suited to those planning to travel around the globe long term.

Travelers Who Don’t Have a Set Trip Duration or Destinations

If your plans are open-ended and you aren’t sure how long or where you will be traveling, then Safetywing travel insurance is a great option. The company will cover you for trips to over 180 countries, giving you great flexibility during your trip.

Parents Looking for Family Travel Insurance

Safetywing insurance includes coverage for one child up to the age of 10 years old at no additional cost. And if you take out a policy for two adults, then two children will be covered.

What to Consider When Researching Safetywing Travel Insurance

Although you will find plenty to recommend the company in our Safetywing Travel Insurance reviews, there are some factors to keep in mind. Certain types of travelers may find that the service is not suited to their needs. Here are some types of customers who may not be best served by this company:

Travelers Looking For Complete Travel Insurance Coverage

The budget prices on offer do come with some restrictions on coverage. You will be covered for lost baggage, trip delays, and travel interruptions. However you will not be reimbursed for trip cancellations due to a family death or illness. If you are spending a lot of money on an expensive trip, then this is a factor to consider.

Those Traveling With Expensive Equipment

If you are planning on traveling with expensive equipment such as cameras, laptops, and smartphones – then you need to be aware that these are not covered by Safetywing Travel Insurance. You should consider taking out additional coverage to make sure you are reimbursed in case of damage, loss, or theft.

Adventurous Travelers Planning on High-Risk Activities

If you are a global adventurer planning on bungee jumping, base jumping, diving, and rafting your way around the world, then this may not be the best insurance option. You will find that some other insurance providers, (such as World Nomad Insurance), offer specific coverage to keep you financially protected during these activities.

Safetywing Travel Insurance Reviews of Plans and Policies

In contrast to other companies that offer a complicated array of plans and policies, Safetywing insurance is reassuringly straightforward. There is just one plan on offer which has been designed for travelers on a budget. Here are the key details of the plan:

· There is a $250,000 maximum limit on your coverage.

· Insurance includes a $250 deductible before accessing any policy payments on eligible costs such as medical expenses.

· You are covered for up to $100,000 on medical treatment costs.

· Insurance includes coverage for up to $1,000 in dental care costs.

· Up to $100,000 to cover medical evacuation costs.

· $10,000 coverage for emergency evocation due to natural disasters or political unrest.

· $5,000 limit on trip interruption insurance. (Trip cancellation coverage is not included.)

· Maximum of $3,000 coverage for lost or damaged checked luggage. (Per item limit of $500.)

· Trip delay insurance of up to $100 a day, for a maximum limit of 2 days.

· Up to $100 coverage if you lose your passport during your trip.

Along with this essential travel insurance coverage, Safetywing insurance also offers policyholders a host of other benefits that make them a great option for budget travelers.

Safetywing Insurance Reviews of Benefits and Extra Coverage

· Up to $250,000 coverage for an outbreak of a pre-existing medical condition while you travel.

· Maximum of $50 per day for an outpatient chiropractor or physical therapist treatment while you are abroad.

· Up to $50,000 emergency reunion coverage for 15 days so a member of your family can visit you in the hospital.

· Maximum of $5,000 to send your children home if you get injured during your trip.

· Up to $1,000 to send your pet back home in case you are injured.

· $500 coverage in case you are denied entry to the US while traveling on a B-2 Visa.

How Much Does Safetywing Travel Insurance Cost?

If you think that this travel insurance company may be a great fit for your travels, then you will want to know whether it suits your budget. Well, here is a breakdown of the costs involved in a 4-week insurance policy, the cost will vary according to your age.

• Ages 18-39 - $56.28($48.16 for additional US coverage.)
• 40-49 years - $92.40 ($79.52 for extra US cover.)
• Aged 50-59 - $145 ($138 for US coverage.)
• 60-64 years - $197 ($189 for US cover.)
• Aged 65-69 - $197 ($189 for USA coverage.)

Safetywing travel insurance works on a subscription basis, so you will pay your subscription fee every four weeks. This makes it an excellent option for those looking for flexible coverage long-term.

Please note: SafetyWing's coverage and pricing can change over time. It's recommended to visit their official website for the most up-to-date information before purchasing a policy.

Takeaway - SafetyWing Travel Insurance Reviews: The Best Digital Nomad Travel Insurance?

If you are looking for affordable and flexible travel insurance for long-term travel then Safetywing Travel may be an excellent choice. However, if you are looking for comprehensive coverage on expensive items, then this may not be the best choice.

As you can see from our Safetywing insurance reviews above, the subscription basis marks it out as a fantastic option for those planning to travel long-term without any set travel dates or destinations.