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Is The Apple Card Worth It?

Credit Cards1 year ago
Picture of an Apple Card

If you're considering signing up for the Apple Card, you might wonder if it's worth it. This blog post will look at the Card's benefits and drawbacks to help you decide if it's right for you.

Apple Card

Best for Apple Users

Intro offer

N/A

Annual Fee

$0.00

Recommended Credit

690-850GoodExcellent

N/A

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The Apple Card and its features

The Apple Card is the newest credit card to storm the financial industry. This cashback card is available in many countries and has some unique features that make it stand out from the competition.

With cashback returns on all purchases made with Apple Pay and bonus cashback categories, such as Uber rides or App Store purchases, users can get much more out of their daily spending than just traditional cashback cards.

It's no wonder why the Apple Card has been gaining so much popularity!

 

How does the Apple Card compare to the competition?

With the Apple Card, members can save big with fantastic cashback options! Enjoy up to 3% when you buy at Walgreens or Uber, and get an impressive 2% daily cashback every time you use Apple Pay.

With such significant savings opportunities, now is the perfect time to join in on all of these remarkable benefits of owning an Apple Card. It also comes with no annual or late fees so you can use it worry-free.

Compared to similar credit cards like Discover Cashback, Citi Double Cash, or Capital One Quicksilver Cash Rewards, the Apple Card still stands out as a great option - especially for those who prefer having all their credit information housed in one place.

While other cards may offer higher cashback rates on select purchases, there are nevertheless some substantial benefits to being an Apple Card member that make it well worth a look.

 

The pros and cons of using an Apple Card

The Apple Card is a popular choice for many people looking to take control of their finances.

The following are the advantages of the credit card:

  • No Annual fees
  • 1-3% Cashback
  • 0% Intro APR
  • No hidden fees
  • No Foreign Transaction fees
  • No late fees

The disadvantages of the Apple Card include the following:

  • No bonus offer
  • Requires Apple hardware
  • A physical Card must be requested
  • Apple Pay is only accepted in some places.

 

Is the Apple credit card worth the hype?

The Apple credit card has undoubtedly been making waves since its launch, with a sleek design and a hefty metal feel in your hand.

On the surface, it looks great – however, when you dig into the details of how rewards work and compare it to other cards on the market, it may not offer as generous of cashback for high spenders – with only 2 - 3% on those eligible purchases.

While some consumers may find the rewards enticing enough to make up for its relatively low rate for higher spending customers, those looking for a credit card that offers potentially significant returns may want to look elsewhere.

The Apple card is still undeniably sleek and visually appealing – perfect for those who appreciate style beyond substance.

In conclusion, the Apple Card is an excellent choice for those looking to manage their money better and receive cash back on everyday purchases. While it doesn't have the lowest interest rates, its other features make up for that.

This credit card makes sense for people already using Apple Pay. If you're not using Apple Pay, consider another option.

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