Delta SkyMiles® Reserve American Express Card Review

For frequent Delta travelers, the Delta SkyMiles® Reserve American Express Card offers a suite of premium perks that enhance the flying experience. From complimentary lounge access to elite status boosts, this card is designed for those who prioritize comfort and exclusivity when flying with Delta. But with a hefty annual fee, is it worth adding to your wallet? Let's break down the benefits, costs, and considerations to help you decide.

Key Benefits

1. Exclusive Lounge Access

One of the most attractive perks of the Delta Reserve Amex Card is complimentary access to Delta Sky Club when flying Delta. Given that day passes to Sky Club lounges are no longer available for purchase, this benefit alone can be a game-changer for frequent Delta flyers.

In addition, cardholders also get Centurion Lounge access when flying on a Delta-ticketed flight that was purchased with their U.S.-issued Amex card. If you value comfortable seating, complimentary food and drinks, and a quiet atmosphere before your flight, these lounge benefits can significantly enhance your travel experience.

2. Annual Companion Certificate

Each year, after your card anniversary, you’ll receive a domestic round-trip companion certificate, which allows you to bring a companion along for just the cost of taxes and fees. The certificate can be used for first class, Delta Comfort+, or main cabin tickets within the U.S., Puerto Rico, and the U.S. Virgin Islands. This benefit can easily offset the card’s annual fee if used wisely.

3. Fast-Track to Elite Status

For travelers chasing Delta Medallion Status, the Reserve Card offers a unique advantage. Cardholders can earn Medallion Qualification Miles (MQMs) and Medallion Qualification Dollars (MQDs) through spending, making it easier to achieve or maintain Delta’s elite status tiers. If you’re aiming for Platinum or Diamond Medallion Status, this card can be a valuable tool.

Considerations

1. High Annual Fee

At $650 per year, this card is on the pricier end of airline credit cards. While the lounge access and companion certificate can justify the cost for frequent Delta flyers, those who don’t take full advantage of these perks may find it difficult to offset the fee.

2. Earning Rates on Purchases

The card earns:

• 3X miles on Delta purchases
• 1X miles on all other eligible purchases

While the bonus on Delta purchases is solid, the 1X earning rate on non-Delta spending is lackluster compared to other travel rewards cards that offer more lucrative earning structures across multiple spending categories.

Is This Card Worth It?

The Delta Reserve Amex is a premium airline card that’s best suited for frequent Delta travelers who value lounge access, status boosts, and companion travel perks. If you fly with Delta often, the combination of lounge access, elite status benefits, and the companion certificate can more than justify the annual fee.
However, if you don’t regularly fly Delta or prefer a card with more flexible travel rewards, other premium travel cards (such as the Chase Sapphire Reserve or Amex Platinum) may provide better overall value.

The Delta SkyMiles® Reserve American Express Card delivers impressive perks for dedicated Delta travelers, including lounge access, an annual companion ticket, and elite status accelerators. However, its high annual fee and limited non-Delta earning potential make it a niche choice. If you frequently fly Delta and can fully utilize its benefits, this card can be a valuable addition to your wallet. Otherwise, a more versatile travel rewards card may be a better fit for your needs.