The Chase Sapphire Reserve just jumped to its highest-ever welcome bonus of 150,000 Chase Ultimate Rewards points. This premium travel card rarely hits this level, and there's no announced end date yet.

Here's what you need to know to grab this offer before it disappears.

What You Get

Welcome Bonus: 150,000 Chase Ultimate Rewards points after spending $4,000 in the first 3 months

Point Value: That's worth at minimum $1,500 in cash back, but transferring to travel partners like Hyatt, United, or Southwest can easily double that value to $3,000+ for business class flights or luxury hotel stays.

Annual Fee: $550 (not waived first year)

Key Benefits:

• $300 annual travel credit (applies to almost any travel purchase)
• Priority Pass lounge access for you and 2 guests
• 10x points on hotels and car rentals through Chase Travel
• 3x points on dining and travel
• Global Entry or TSA PreCheck credit ($100 value)
• Primary rental car insurance
• Trip delay and cancellation protection

The Math Works Out

Even with the $550 annual fee, you're still ahead by $950 in year one when you factor in the $300 travel credit. The 150,000 points alone justify keeping this card long-term if you travel regularly.

Who Should Apply

This offer makes sense if you:

• Can meet the $4,000 spend requirement organically (never manufacture spending just for a bonus)
• Travel at least 2-3 times per year
• Want access to airport lounges
• Value flexible points that transfer to 14 airline and hotel partners
• Are under 5/24 (Chase's rule limiting approvals to those with fewer than 5 new cards in 24 months)

Skip this if you already have the Sapphire Preferred and earned a Sapphire bonus in the past 48 months. Chase enforces a strict one-Sapphire-bonus-per-48-months rule across both cards.

How to Apply

Apply for the Chase Sapphire Reserve here to earn 150,000 bonus points. Chase processes applications instantly for most applicants with good credit (typically 700+ score recommended).

Once approved, the 150,000 points post 5-7 days after you hit the spending requirement. Transfer them immediately to partners if you have a specific redemption in mind, or bank them in your Chase account since Ultimate Rewards points never expire as long as you hold an earning card.

Bottom Line

At 150,000 points, this is the best publicly available offer on the Sapphire Reserve. If you've been waiting for the right time to grab this card, now is it. The combination of the elevated bonus, strong travel protections, and valuable lounge access makes the Sapphire Reserve one of the best premium travel cards available.

Don't wait for an end date to be announced. Record-high bonuses like this typically disappear without warning.

Click here to apply for the Chase Sapphire Reserve 150,000 point offer

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