A targeted Chase Offer just dropped for IHG cardholders that puts $50 back in your pocket on home improvement purchases. The offer expires May 31, 2026, so you'll want to check your account and activate it today. Here's everything you need to know about maximizing this limited-time deal.
The Offer Details
This Chase Offer gives you 10% cash back on home improvement store purchases, capped at $50. That means you'll need to spend $500 to max out the benefit. The offer appears to be targeting IHG credit cardholders specifically, including the IHG One Rewards Premier, IHG One Rewards Traveler, and IHG One Rewards Premier Business cards.
To redeem:
- Log into your Chase account
- Navigate to Chase Offers
- Add the offer to your eligible IHG card
- Make a qualifying purchase by May 31, 2026
- Receive your statement credit within 7-14 days
Important: This is a one-time use offer per card. If you have multiple IHG cards and each one shows the offer, you can add it to all of them for multiple $50 credits.
What Qualifies (and What Doesn't)
The offer works at major home improvement retailers like Home Depot and Lowe's. Purchases must be made directly with these merchants, not through third-party marketplaces or delivery services.
Excluded transactions:
- Contractor or specialist services
- Warehouse clubs (Costco, Sam's Club)
- General retailers that happen to sell home improvement items (Target, Walmart)
- Online marketplaces (Amazon)
The key is the merchant category code. True home improvement stores will trigger the credit, but big-box retailers with hardware sections won't qualify even if you're buying the same products.
How to Maximize This Offer
Even if you don't have renovation projects planned, there are smart ways to use this offer:
Stock up on essentials like batteries, light bulbs, air filters, cleaning supplies, and storage solutions. Home improvement stores often beat grocery store prices on these items.
Buy gift cards if your local store sells them. Many home improvement retailers carry third-party gift cards for restaurants, gas stations, and other retailers. This converts your discount into future savings elsewhere.
Time a needed purchase like a new power tool, lawn equipment, or seasonal items. Spending $500 isn't difficult when you're replacing a worn-out lawnmower or stocking up for summer outdoor projects.
Split transactions strategically if you're shopping with a partner. Since the offer is valid once per card, you could each use your own IHG card on separate $500 transactions if you both have the offer.
Bottom Line
This Chase Offer delivers a straightforward 10% discount at home improvement stores, maxing out at $50 per card. Check all your IHG cards for the offer, activate it immediately, and plan your purchase before May 31, 2026. Whether you're tackling spring projects or simply stocking up on household essentials, this is easy money you don't want to miss.
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