Chase Ink Business Unlimited: Up to $1,500 in Travel Bonus

If you are a small business owner, then selecting the right business credit card is an important decision. You want a card that will help your bottom line by giving you the most money-saving benefits for the lowest cost. Fortunately, there are some no or low-annual fee business credit cards for you to consider. In our Chase Ink Business Unlimited review, we will introduce you to one of the best starter options around.

The Chase Ink Business Unlimited card has no annual fee and offers some of the best benefits for no-fee cardholders. When you get this business card you are eligible for a $750 welcome bonus and you can earn 1.5% back from every business purchase. This makes it a terrific choice for small business owners and freelancers looking to get the most rewards for their spending while keeping credit card costs down.

In our Chase Ink Business Unlimited review below, we will guide you through all of the benefits and features on offer. By the end of this article, you should have a clear idea if this is the Chase business credit card for your company.

Chase Ink Business Unlimited Credit Card Benefits

This no-annual-fee credit card will allow you to start earning cashback with all of your business spendings, and you can start making savings right away. You won’t be able to access the luxury perks and lounge access available with premium cards, but this could be a great fit for smaller business owners. Here is a breakdown of the benefits of the Chase Ink Business Unlimited card:

• Earn a $750 welcome bonus after spending $6,000 within the first three months of card ownership.
• Earn 1.5% cashback in Chase Ultimate Rewards which can be redeemed at a value of approximately 2 cents per point with travel and hotel partners.
• Purchase protection for up to 120 days against theft and damage up to a value of $10,000 for a claim and $50,000 for the account.
• Damage waiver for car rental collisions for rental vehicles that are stolen or damaged. Covered up to the cash value of the vehicle you have rented.
• Free Employee Chase Ink Business Unlimited Cards so you can maximize your cash-back across all company spending.
• Extended One-Year Warranty is extended for 12 months after the manufacturer’s warranty ends. (For warranties of three years or below.)

This is a valuable offering for small business owners looking for a no-fee card. If you are looking for premium travel card benefits, these will often be accompanied by high annual fees and spending requirements. (Although these often come with perks that outweigh this cost.)

If your business currently spends $2,000 a month on company expenses, you can comfortably snag yourself $750 to spend on company travel and hotels! So, if you are just starting, or looking to keep costs low – the Chase Ink Business Unlimited credit card is a viable choice.

Chase Ink Business Unlimited Review of the Welcome Offer

If you currently spend $6,000 on business expenses within a quarter, then applying for this card will reward you with a $750 Chase Ultimate Rewards bonus.

To get the most value, you can redeem these with a host of different partner airlines and hotels that have partnered with Chase. Here is a list of the partners who you can book with using the Ultimate Rewards Scheme:

· United MileagePlus

· Southwest Airlines Rapid Rewards

· JetBlue TrueBlue

· Virgin Atlantic Flying Club

· British Airways Executive Club

· Emirates Skywards

· Iberia Plus

· Air Canada Aeroplan

· Air France Flying Blue

· Aer Lingus Aer Club

· Singapore Airlines KrisFlyer

· Marriot Bonvoy

· World of Hyatt

If your business requires frequent travel, then applying for a Chase Ink Business Unlimited credit card is a great way to cut down on the annual costs of business trips and hotel stays.

You can also use the Chase Travel hub to book related travel services such as car rentals, insurance, and gift cards, although you may get less value than when you redeem with partners.

How to Earn Rewards with the Chase Ink Business United Card?

This business credit card has a simple and streamlined rewards system, which rewards you with 1.5% cashback on your business purchases. This means you don’t have to worry about rotating spending categories, or whether a card purchase qualifies under category requirements.

However, you may be able to earn higher cashback rewards with other Chase Business cards. For example, using Ink Business Cash you can get 5% cashback on internet and office supply purchases. But you need to weigh this against the no annual fee and straightforward processes which may be better suited for a small business.

How to Maximize the Value of Your Chase Ink Business United Card to $1,500

You can increase the value of your cash back rewards on this card if you transfer them to a higher value Chase business or personal card such as the Ink Business Preferred Card, the Chase Sapphire Reserve, and the Chase Sapphire Preferred card. These cards will allow you to redeem your points at double the value which means you will get more with your redemption spending.

You should also research the various redemption rates available with each of the Chase Ink Business Unlimited credit card partners. You may find that booking a flight with one air carrier will give you more value for your points than others. So, shop around on the Ultimate Rewards hub and check redemption values before making any transfers.

Takeaway – Chase Ink Business Unlimited Review

If you are a small business owner or freelancer, then the Chase Ink Business Unlimited credit card is a straightforward way to earn cash back without paying an annual fee. And if you spend $6,000 within the first three months of opening your account, then you also qualify for a $750 bonus for your company spending! You can also maximize the value of these points by transferring them to Chase partners or another Chase card you already hold in your name. This makes the Chase Ink Business Unlimited card the perfect starter business credit card for those looking to maximize rewards potential while keeping card costs down.