Chase just launched a limited-time bonus promotion for its Business Complete Checking account, offering up to $1,500 in cash when you open a new account and meet the requirements. This deal expires July 16, 2026, but the highest bonus tier appears tied to Small Business Month and may end May 31, 2026.

Here's what makes this opportunity worth your attention: the $500 tier requires just $2,000 in deposits, making it accessible for side hustlers and solo entrepreneurs who don't want to park significant cash. The bonus pays out within 15 days after you complete all requirements, which is faster than many competing bank offers.

The Bonus Structure

Chase is offering three bonus tiers based on your initial deposit:

• $500 bonus with $2,000+ deposit (likely expires 5/31/26)
• $750 bonus with $20,000+ deposit
• $1,500 bonus with $100,000+ deposit

All tiers require you to maintain your deposit balance for 60 days from enrollment and complete five qualifying transactions within 90 days.

Meeting the Requirements

The five qualifying transactions can be debit card purchases, ACH credits, wire transfers, Chase QuickDeposit, or Chase Online Bill Pay. Here's the strategy: if you're depositing exactly $2,000, add an extra $50-100 buffer before making your five transactions to ensure you stay above the minimum threshold.

Avoid the $15 monthly fee by maintaining a $2,000 daily balance or linking a Chase Private Client or Premier Platinum personal checking account. During the bonus earning period, the balance requirement doubles as fee avoidance, so this shouldn't create additional friction.

Who Should Apply

This bonus makes sense if you operate a legitimate business, even as a sole proprietor. You'll need an EIN or can use your Social Security number for sole proprietorships. If you're wondering whether business cards or business accounts are right for you, this checking bonus pairs well with Chase's business credit card ecosystem.

Chase enforces a strict rule: one business checking bonus every two years from your last enrollment date. Don't apply if you've closed a Chase business account in the past 90 days or if you earned a business checking bonus from Chase within the last 24 months. The bonus counts as taxable interest reported on Form 1099-INT.

Pairing with Business Credit Cards

If you're opening a business checking account anyway, consider whether you're also ready for your first business credit card. The Ink Business Cash offers a $900 cash back bonus with just $6,000 in spending, while the Ink Business Preferred delivers 100,000 Chase Ultimate Rewards points. Both can share the same business information you used for the checking account application.

Moving Quickly

The $500 tier at the $2,000 deposit level won't last beyond May 31. If you're considering this offer, act now rather than waiting until mid-July. Chase can withdraw the promotion without notice, and bank bonuses have been trending downward as interest rates normalize.

You can open the account online or visit a branch. The application process takes about 10 minutes, and you'll need your business information, EIN (or SSN for sole props), and funding source ready.

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