Chase 70% Transfer Bonus to Marriott: When It Makes Sense (And When to Skip It)
Chase is offering a 70% transfer bonus to Marriott Bonvoy through November 30, 2025. That means 1,700 Marriott points for every 1,000 Chase Ultimate Rewards points you transfer. But here's the thing: this bonus isn't automatically a good deal. Let me show you exactly when to take advantage of it and when you're better off keeping those valuable Chase points.
Deal Details
The Offer: 70% bonus when transferring Chase Ultimate Rewards to Marriott Bonvoy
Deadline: November 30, 2025
What You Get: 1,700 Marriott points per 1,000 Chase points transferred
Minimum Transfer: 1,000 points
Processing Time: 1-2 business days
The Math You Need to Know
Before you get excited about that 70% bonus, let's run the numbers. Chase Ultimate Rewards points are typically worth around 2 cents each when used strategically through transfer partners like Hyatt or for premium cabin flights. Marriott Bonvoy points average about 0.7 cents per point in redemption value.
Here's what happens with the 70% bonus:
- 1,000 Chase points = approximately $20 in value
- 1,700 Marriott points (after bonus) = approximately $11.90 in value
On paper, you're still losing value. But redemptions aren't always that simple.
When This Transfer Bonus Actually Makes Sense
You're Short on Marriott Points for a Specific Booking
If you need 50,000 more Marriott points to book a redemption you've already researched, transferring about 30,000 Chase points gets you there. That's better than buying Marriott points directly at their typical rate of 1.25 cents per point.
You're Targeting a High-Value Luxury Redemption
Some Marriott properties deliver outsized value. We're talking about properties where cash rates exceed $800-1,000 per night but award costs remain reasonable. At these properties, you might get 1.2-1.5 cents per Marriott point, which means your transferred Chase points could deliver 2+ cents in actual travel value.
Properties to consider: The St. Regis Maldives, W Osaka, JW Marriott Phu Quoc, and certain Ritz-Carlton properties during peak season.
You're Planning a 5-Night Stay
Marriott's fifth night free benefit gives you an automatic 20% discount on award stays of five consecutive nights. If you're planning an extended trip at a high-value property, this benefit can push the transfer math in your favor.
For a detailed breakdown of how to maximize these stays, check out our Marriott Bonvoy Complete Guide.
When to Skip This Transfer Bonus
You Don't Have a Specific Redemption Planned
Never transfer speculatively. Chase points are more valuable sitting in your account than Marriott points sitting in yours. Once transferred, you can't move them back, and Marriott has a history of devaluations.
The Edit Offers Better Value
Here's what many people miss: if you hold the Chase Sapphire Reserve, booking through Chase's The Edit program often beats transferring to Marriott.
Real example: A stay at the JW Marriott Singapore South Beach
- Via 70% transfer bonus: ~263,000 Chase points (for 446,000 Marriott points)
- Via The Edit at 2 cpp: ~150,000 Chase points
Plus, The Edit bookings include benefits like daily breakfast, property credits, and potential upgrades. You also earn Marriott points on the stay and elite night credits. That's nearly double the value compared to transferring.
You Can Book Through Hyatt Instead
If you're flexible on hotels, World of Hyatt transfers remain Chase's best hotel partner. Hyatt points typically deliver 1.5-2 cents per point in value, making them worth more than Marriott even with this 70% bonus.
The World of Hyatt Credit Card is worth considering if you frequently stay at Hyatt properties.
How to Transfer Chase Points to Marriott
If you've decided the transfer makes sense for your situation:
- Log into your Chase account
- Navigate to Ultimate Rewards
- Select "Transfer to Travel Partners"
- Choose Marriott Bonvoy
- Enter transfer amount
- Confirm and wait 1-2 business days
Important: You need a Chase Sapphire Preferred, Chase Sapphire Reserve, or Ink Business Preferred to access transfer partners. Cards like the Chase Freedom Unlimited and Chase Freedom Flex earn Ultimate Rewards but can't transfer directly. You'll need to combine points to a premium card first.
Alternative Strategies to Consider
Use Chase PointsBoost
Chase's PointsBoost feature sometimes offers 2 cents per point value for hotel bookings through the portal. When available, this typically beats Marriott transfers even with a 70% bonus.
Book Cash and Use Points Elsewhere
Consider booking the Marriott stay with cash and using your Chase points for flights through partners like United, Southwest, or British Airways. You'll often get better overall value, especially for international premium cabin flights.
Earn Marriott Points Directly
If you stay at Marriott properties regularly, a co-branded card makes more sense than transfers. The Marriott Bonvoy Boundless offers solid earning rates without burning your Chase points.
The Bottom Line
This 70% Chase to Marriott transfer bonus is decent but not spectacular. It works best when you're topping off your Marriott balance for a specific high-value redemption you've already researched.
For most redemptions, you'll get better value booking through The Edit (if you have the Sapphire Reserve) or transferring to Hyatt instead. The math doesn't lie: Chase points are simply worth more than Marriott points, and even a 70% bonus doesn't fully close that gap.
My recommendation: Only transfer if you have a specific booking in mind that delivers at least 1 cent per Marriott point in value AND you've confirmed The Edit doesn't offer a better deal on the same property.
The bonus runs through November 30, 2025. If you have a redemption that fits the criteria above, this is one of the better Marriott transfer bonuses we've seen this year. Just make sure you're transferring with intention, not excitement.
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