Four of Bilt's 26 transfer partners do most of the work: World of Hyatt, Air Canada Aeroplan, Air France-KLM Flying Blue and Alaska Atmos Rewards, the rebranded Alaska Mileage Plan. Bilt's partner page lists 18 airlines, 7 hotel programs and Amtrak, almost all at 1:1, and the rest are situational at best.
This is the guide I'd hand a friend who just got the Bilt card and asked which transfer partners matter. We'll go partner by partner in ranked tiers, cover the mechanics that catch people out, explain Rent Day, and finish with how I'd set up loyalty accounts on day one. The goal is a real take on each program, not a neutral encyclopedia entry.
Transfer Mechanics
Most Bilt transfers run at 1:1, so 10,000 Bilt points becomes 10,000 miles or points in the partner program. Bilt's partner page lists three exceptions: Accor Live Limitless at 3:2, I Prefer Hotel Rewards at 1:2 and Amtrak Guest Rewards at 2:1. Bilt also says it sometimes runs promotions at different transfer rates.
Bilt says most transfers are immediate, but to allow up to 48 hours for a transfer to complete, and up to 72 hours for Southwest. Plan accordingly if you're transferring for a same-day booking.
Transfer minimums depend on your Bilt status. Blue Status members have a 2,000-point minimum per transfer. Silver, Gold, and Platinum status drop that to 1,000 points. Every transfer goes in 1,000-point increments, so you can't transfer 1,500 or 2,500. That matters when an award costs something like 21,500 miles: you'll need to move 22,000, and the 500 left over sits in the partner account.
Two rules trip people up. First, the name on the loyalty account has to match the Bilt account owner. Bilt states this for United MileagePlus, and other partners run their own checks, so open the loyalty account before you transfer, not during. Second, transfers are final. Bilt says transferred points can't be reversed and become the partner's points under the partner's terms.
Bilt's own advice is to confirm flight or hotel availability with the partner before transferring, and to place a hold on the reservation if the partner allows one.
Top-Tier Partners (Use These First)
Four partners do most of the work. If you only ever use these four, you're getting Bilt's full value.
World of Hyatt is the headline. Hyatt says it remains committed to fixed point thresholds rather than dynamic pricing, so a transfer buys a night inside a known range. Since May 2026 each of the eight categories has five price levels. For a standard room, Category 1 runs 3,000 to 9,000 points a night, Category 4 runs 12,000 to 25,000 and Category 7 runs 25,000 to 55,000.
I transfer to Hyatt more than any other Bilt partner, because the points are worth the most when you actually stay. Price the specific hotel and dates on Hyatt's site first, since the level depends on the night.
Air Canada Aeroplan is my first pick for Star Alliance awards, and Bilt is one of the currencies that feeds it. Partner awards price by distance, and Aeroplan lets you add a stopover on an international award. Search your route on Aeroplan's own site, then transfer only the points the booking needs.
Air France-KLM Flying Blue is the workhorse for Europe and Africa. Promo Rewards are up to 25 percent off, released on the first day of each month. Hold your Bilt points and transfer when the promo covers a route you'll actually fly. There's no benefit to pre-transferring into Flying Blue.
Alaska Atmos Rewards covers Alaska Airlines and Hawaiian Airlines flights, and Alaska rebranded Mileage Plan to Atmos Rewards in 2026. It also books awards on partner airlines such as Japan Airlines and Cathay Pacific. Open an account before you have a use case, so an award you find isn't missed because the account didn't exist yet.
Strong Situational Partners
The next tier earns its keep on specific use cases. These aren't programs I'd transfer to monthly, but when the right redemption pops, they're worth the move.
Avianca LifeMiles is a Star Alliance program that can price the same partner flight differently from Aeroplan, so check both before you move points. Weigh that against the program risk of any airline currency that can change its rules.
Iberia Plus and Aer Lingus AerClub both earn and spend Avios, as do British Airways Executive Club and Qatar Airways Privilege Club, and Bilt lists all four. Where you transfer matters less than where you redeem. Look up the Avios price on your route in each program, then send points to the cheapest one.
Virgin Atlantic Flying Club is the program people use for premium-cabin partner awards, including on Air France and KLM. Partner bookings sometimes need a phone call, so allow time. When it works, it can be a strong premium-cabin redemption.
Use With Caution
These partners have a place, but they're not where I'd put my points first.
United MileagePlus transfers from Bilt, which is convenient if you fly United domestically. United prices awards dynamically, so the same short economy flight can cost very little one day and a lot the next. For Star Alliance redemptions, Aeroplan or LifeMiles are worth checking first. If you don't already have a meaningful United balance, transfer only for a specific booking.
British Airways Executive Club is in the Avios family, and it adds carrier-imposed surcharges to many long-haul awards. Compare the cash you'd pay at checkout against the Iberia or Aer Lingus version before you transfer.
Marriott Bonvoy transfers at 1:1. Use it when you have a specific Marriott stay priced out. Otherwise Hyatt's fixed chart is easier to plan around.
Rarely Optimal
These exist on the transfer chart. They're rarely the right move.
Turkish Airlines Miles&Smiles has well-known partner sweet spots, but booking can take effort. For experienced bookers, fine. For most people, the friction outweighs the savings.
IHG One Rewards and Hilton Honors both transfer at 1:1. Price the exact hotel in the program first. If you want IHG stays regularly, the co-branded card's anniversary free night does more than a transfer.
Wyndham Rewards transfers at 1:1, and since September 15, 2026 its free nights cost 5,000, 15,000, 30,000 or 45,000 points per bedroom per night. It suits a specific Wyndham stay, not a general transfer.
TAP Air Portugal Miles&Go has occasional sweet spots to Lisbon, but only transfer when you have a specific booking ready.
I Prefer Hotel Rewards transfers at 1:2, and Amtrak Guest Rewards, Bilt's only rail partner, transfers at 2:1. Our Bilt to Amtrak guide covers when the train transfer makes sense.
Accor Live Limitless transfers at 3:2, meaning 3,000 Bilt points becomes 2,000 Accor points. You lose a third of your points in the conversion. Skip it unless you're a regular Accor guest with a specific redemption in mind.
Bilt also lists Virgin Red, Emirates Skywards, Cathay Pacific, Japan Airlines, Etihad Airways and Southwest Airlines at 1:1. Treat them the same way: price the booking first, then move only what you need.
Rent Day Transfer Bonuses
Rent Day is the first of every month. Bilt tells members to check the app for special Rent Day transfer bonuses, and its Bilt Cash page says you can spend Bilt Cash to move your Rent Day transfer bonus up one status tier. Bilt's example is a Gold member going from 75% to 100%. The bonus you see depends on your status, and Bilt says pricing and availability can change.
Rent Day also doubles card points on everyday purchases, up to 1,000 bonus points a month, from 12:00 AM ET through 11:59 PM PT on the 1st.
The strategy: don't transfer Bilt points to a partner you don't need yet. Hold them, check the app on the first, and transfer if the bonus matches a booking you've already priced. If it doesn't, wait another month.
Common Mistakes
Transferring before confirming availability. Bilt-to-Hyatt is quick, but the hotel you wanted may not have award space. Pull up the award on the partner's site first, and only then initiate the transfer.
Ignoring the Bilt Travel Portal. Bilt says it doesn't publish one value for a Bilt point, because value depends on how you redeem. The portal covers all or part of a flight or hotel booking with points, and bookings there earn an extra 1X on flights and 2X on hotels. If a partner transfer doesn't beat what your points would cover in the portal, use the portal.
Letting partner miles sit. Once you transfer, those points follow the partner's rules, including its expiration policy. Don't transfer speculatively into a program you won't use soon.
When to Use the Bilt Travel Portal Instead
Three scenarios where transferring is the wrong move.
Cheap domestic economy flights. Partner redemptions rarely make sense on low cash fares, and you'd lock points into a program for a low-value ticket. Use the portal, keep the points flexible, and earn the extra portal points on top.
Hotels not in Hyatt's footprint. If you want to stay at a specific Hilton, Marriott, or independent property and no Hyatt is nearby, the portal can beat a transfer to a program you'd otherwise never use.
Small redemptions where the transfer increment doesn't fit. A 4,500-mile redemption isn't a clean fit when Bilt's 1,000-point increments leave stranded balances elsewhere. Plan transfers around redemptions you'll actually book, not theoretical ones.
Getting Started: Opening Loyalty Accounts
If you're new to Bilt and want to set up your accounts before you earn a meaningful balance, here's where I'd start.
World of Hyatt first. The redemptions are fixed-chart and predictable, and you'll likely transfer here more than anywhere else.
Air Canada Aeroplan second. Star Alliance access plus the stopover option on international awards.
Alaska Atmos Rewards third. Open it before you have a use case.
Flying Blue fourth. Promo Rewards make this the most useful account to have ready on the first of the month, and it's free to open.
Virgin Atlantic fifth, only when you have a specific booking in mind. The Avios programs (Iberia, British Airways, Aer Lingus) let you move Avios between them, so opening one is enough to start. Iberia Plus is the strongest starting point if you fly to Europe regularly.
The Bilt-to-Hyatt and Bilt-to-Alaska transfers are the engine here. Aeroplan and Flying Blue are the supporting cast. Everything else is situational. Use the four headline partners, layer in the situational programs when the math works, and ignore the rest unless you've got a specific edge case in mind. Pair this with a Chase Ultimate Rewards transfer-partner guide and an Amex Membership Rewards transfer guide for the complete picture of transferable currencies.
Updated October 17, 2026: partner list.
