Key Points:

• Bilt Rewards offers 24 transfer partners including exclusive access to Alaska Airlines Atmos Rewards, which no other major credit card program provides.
• Most partners transfer at a 1:1 ratio with transfers processing instantly, though Blue status members must transfer a minimum of 2,000 points versus 1,000 for higher tiers.
• World of Hyatt consistently delivers the highest value for hotel transfers, while Air Canada Aeroplan and Air France-KLM Flying Blue offer the best airline redemption opportunities for most travelers.

If you're paying rent anyway, the Bilt Mastercard turns that monthly expense into travel rewards without transaction fees. But here's where it gets interesting: Bilt's real power isn't in the earning, it's in where you can transfer those points. With 24 airline and hotel partners, Bilt Rewards has quietly built one of the most versatile transfer networks in the points and miles world.

I'm going to walk you through every Bilt transfer partner, show you which ones deliver the best value, and help you avoid the common mistakes that waste points. Whether you're booking business class to Europe or a beach resort in Mexico, understanding these transfer options will help you stretch your rent payments significantly further than you'd expect.

Understanding Bilt Transfer Partners

Transfer partners are loyalty programs that accept your Bilt points in exchange for their own miles or points. When you transfer 10,000 Bilt points to Air Canada Aeroplan, those points become 10,000 Aeroplan miles that you can use to book flights on Air Canada and its partners.

This is fundamentally different from booking through the Bilt travel portal, where your points have a fixed value of 1.25 cents each. Transfer partners unlock variable value. Sometimes you'll get 0.8 cents per point, other times you'll get 3 cents or more depending on what you book.

Transfer Minimums and Requirements:

• Blue status members: 2,000 point minimum transfer
• Silver, Gold, and Platinum members: 1,000 point minimum transfer
• All transfers must be in 1,000-point increments
• Most transfers are instant, though some take up to 48-72 hours
• All transfers are final and cannot be reversed

The account details on your Bilt Rewards account must match your airline or hotel loyalty account exactly. Mismatched names will cause delays or failed transfers.

Complete List of Bilt Airline Transfer Partners

Bilt offers transfers to 18 airline programs spanning all three major airline alliances plus several independent carriers. Here's the full breakdown.

Star Alliance Partners

Air Canada Aeroplan (1:1)Air Canada Aeroplan consistently ranks as one of the best uses of Bilt points for airline transfers. The program offers competitive pricing on long-haul business class, particularly to Europe and Asia. You'll typically find business class awards to Europe starting around 70,000 points during off-peak periods.

What makes Aeroplan especially valuable is its stopover policy. You can add a free stopover in cities like Toronto or Montreal when flying between the U.S. and Europe, essentially getting two trips for the price of one. The program also offers reasonable pricing on Star Alliance partners like Lufthansa, Swiss, and Singapore Airlines without the steep fuel surcharges you'd encounter booking directly through some of those programs.

United MileagePlus (1:1)United MileagePlus might seem redundant since you can transfer Chase Ultimate Rewards points to United, but it provides a valuable backup option if you're accumulating Bilt points through rent. United's dynamic pricing means you won't always find the best value here, but the program excels for domestic flights and last-minute bookings where other programs show limited availability.

United offers particularly strong value on partner awards through its Excursionist Perk, which gives you a free one-way flight within a region when booking a multi-city trip. This works exceptionally well for complex European itineraries.

Avianca LifeMiles (1:1)LifeMiles presents some of the lowest redemption rates in the Star Alliance for business class awards. You can book United domestic flights for fewer miles than booking directly through United, and European business class awards on Lufthansa or Swiss sometimes price 10,000-15,000 miles cheaper than other Star Alliance programs.

The catch? LifeMiles charges high carrier-imposed surcharges on certain partners, and their website search functionality can be frustrating. But if you're willing to call or know exactly what you're looking for, LifeMiles offers legitimate sweet spots that save thousands of points.

Turkish Airlines Miles&Smiles (1:1)Turkish Miles&Smiles operates with a distance-based award chart that can deliver exceptional value on specific routes. Business class from the U.S. East Coast to Europe prices as low as 45,000 miles, and you can often find availability when other programs show nothing.

The major drawback is the program's clunky website and the fact that transfers from Bilt can take several days rather than the instant transfers you'll see with most partners. This makes it risky if you're trying to grab time-sensitive availability.

TAP Air Portugal Miles&Go (1:1)This is probably the weakest Star Alliance partner in Bilt's lineup. TAP's award pricing tends to run higher than what you'd pay booking the same flights through Aeroplan, LifeMiles, or United. There aren't compelling reasons to transfer Bilt points here unless you're specifically loyal to TAP or looking for a very niche redemption.

Oneworld Partners

Alaska Airlines Atmos Rewards (1:1)This is the crown jewel of Bilt's transfer partners because Alaska Airlines Atmos Rewards isn't available through Chase Ultimate Rewards, American Express Membership Rewards, Citi ThankYou Points, or Capital One miles. Bilt is the only major transferable points program with access.

Alaska's value proposition centers on its partner awards, particularly with Iberia and Aer Lingus for transatlantic travel. You can book business class between the U.S. and Europe on these airlines for as few as 45,000 miles one-way for flights under 3,500 miles. Alaska also offers reasonable redemption rates on Cathay Pacific, Japan Airlines, and Qatar Airways.

The favorable stopover policy means you can build complex itineraries with multiple destinations for the same mileage cost. If you live on the West Coast or frequently fly to Alaska, Hawaii, or through Seattle, this partner alone makes Bilt points valuable.

British Airways Executive Club (1:1 Avios)British Airways uses distance-based pricing with Avios, which creates opportunities for cheap short-haul flights but expensive long-haul redemptions. The sweet spot is short flights on American Airlines within the U.S., which can cost as few as 7,500 Avios one-way.

The major drawback is British Airways' infamous fuel surcharges on its own flights, which can add $400-600 to transatlantic business class awards. You're better off using Avios to book partner airlines like American, Alaska, or Aer Lingus where fuel surcharges don't apply.

Iberia Plus (1:1 Avios)Iberia shares the same Avios currency as British Airways, but the programs price awards differently. Iberia typically offers better rates on long-haul business class, particularly between the U.S. and Europe. Business class awards on Iberia metal from the U.S. East Coast to Madrid start around 34,000 Avios one-way during off-peak periods.

You can also use Iberia Avios to book American Airlines flights, often at better rates than booking through British Airways. The key is comparing pricing across all three Avios programs before transferring.

Aer Lingus AerClub (1:1 Avios)Aer Lingus offers the third Avios option, with particularly attractive pricing for flights to Ireland. Off-peak business class from the U.S. to Dublin or Shannon prices at 13,000 or 16,250 Avios one-way depending on your departure city's distance from Ireland.

This represents some of the cheapest transatlantic business class you'll find anywhere. The program also allows booking on other Oneworld partners, though you'll often find better rates using British Airways or Iberia for those awards.

Cathay Pacific Asia Miles (1:1)Asia Miles offers access to Oneworld partners with some unique sweet spots, particularly for travel within Asia. The program's distance-based chart can price certain long-haul routes favorably, though availability on premium cabin awards has tightened in recent years.

The challenge with Asia Miles is that the program requires more work to find value. You'll need to calculate distances, understand the chart, and be flexible with dates. For casual users, other partners usually offer easier booking experiences.

Japan Airlines Mileage Bank (1:1)Japan Airlines entered Bilt's transfer partner network in early 2025, and it's noteworthy because JAL is difficult to access from other U.S. transferable points programs. JAL offers excellent premium cabin products, particularly on routes between the U.S. and Japan.

The program works well for booking JAL's own flights, where you'll find good availability and reasonable pricing. However, partner award availability through JAL can be more limited than what you'd find through other programs.

Qatar Airways Privilege Club (1:1)Qatar Airways Privilege Club gives you access to book Qatar's acclaimed business and first class products, which consistently rank among the world's best. The challenge is availability. Qatar releases limited award space to partners, and even then, you'll often face high fuel surcharges.

The program does offer some value for intra-Middle East travel and flights on partner airlines, but it requires patience and flexibility to find awards worth the points.

SkyTeam Partners

Air France-KLM Flying Blue (1:1)Flying Blue deserves serious consideration as one of Bilt's most valuable airline partners. The program runs monthly Promo Rewards offering 25-50% discounts on specific routes, which can yield exceptional value when they align with your travel plans.

Even without promos, Flying Blue offers competitive pricing on transatlantic business class, typically around 50,000-60,000 miles one-way. The program books awards on Delta, Korean Air, Virgin Atlantic, and other partners, giving you extensive routing options. The website search works well, and transfers from Bilt arrive instantly.

Virgin Atlantic Flying Club (1:1)Virgin Atlantic stands out for two specific redemption sweet spots. First, you can book Delta flights using Virgin miles, often at better rates than booking directly through Delta SkyMiles. Second, Virgin offers excellent pricing on ANA business class between the U.S. and Japan at 95,000 miles round-trip.

The program adds reasonable fuel surcharges on Virgin's own flights, but these aren't as punitive as what you'd encounter with British Airways. The website booking engine works smoothly for most partner awards.

Emirates Skywards (1:1)Emirates joined Bilt's transfer partners in late 2025. While Emirates isn't part of any airline alliance, the carrier offers an extensive network through Dubai and a premium product on long-haul flights. The program's value centers on booking Emirates' own flights, particularly in business and first class.

Partner award options through Emirates are more limited, and you'll generally find better value using other programs for those redemptions.

Etihad Guest (1:1)Etihad Guest entered the Bilt network in October 2025. Similar to Emirates, Etihad operates independently and focuses primarily on routes through Abu Dhabi. The program offers good value for booking Etihad's own flights, particularly in business class to the Middle East, Europe, or Asia.

Partner awards through Etihad Guest can be more challenging, with limited availability and sometimes confusing pricing.

Independent Airlines

Southwest Rapid Rewards (1:1)Southwest joined Bilt's transfer partners in April 2025, but this requires careful consideration. Southwest's variable pricing means you'll typically get 1.1-1.75 cents per point value, which isn't significantly better than Bilt's travel portal at 1.25 cents.

The one exception is if you hold a Southwest Companion Pass, which allows a companion to fly free whenever you book an award ticket. In that scenario, transferring to Southwest effectively doubles your value.

Spirit Airlines Free Spirit (1:1)Spirit became Bilt's 24th transfer partner in December 2025. Given Spirit's ultra-low-cost carrier model and the relatively low redemption value of Spirit points, this ranks as one of the least compelling transfer options. You'll almost always get better value transferring to other airlines or even booking through Bilt's travel portal.

Bilt Hotel Transfer Partners

Bilt offers five hotel transfer partners with dramatically different value propositions. Hotel points typically deliver less value than airline miles, but the right transfers can still make sense.

World of Hyatt (1:1)

World of Hyatt consistently delivers the highest redemption value of any hotel program accessible through Bilt. Standard room awards at Hyatt properties frequently return 2-3 cents per point, with Category 1-4 hotels offering particularly strong value.

The program's transparency makes planning easy. You'll know exactly how many points you need without dynamic pricing surprises. Category 1 hotels cost just 5,000 points per night, while top-tier Category 8 properties max out at 40,000 points for standard rooms.

Hyatt's relatively small footprint means you won't find properties everywhere, but where Hyatt operates, it typically offers the best points value in the industry. If you're considering a hotel transfer from Bilt, World of Hyatt should be your default choice in most situations.

For more details on maximizing these points, check out our guide on hotel points strategies.

Marriott Bonvoy (1:1)

Marriott Bonvoy offers the largest hotel footprint of any transfer partner, with properties in virtually every corner of the world. The challenge is value. Marriott's dynamic pricing means you'll often need more points than expected, and standard redemptions frequently deliver only 0.5-0.7 cents per point.

The program works best for topping off an existing balance or booking specific high-value properties during peak periods. Transferring Bilt points to Marriott as your primary strategy usually isn't optimal given the better value available with Hyatt or even booking through Bilt's travel portal.

Learn more about maximizing Marriott redemptions in our Marriott Bonvoy complete guide.

IHG One Rewards (1:1)

IHG One Rewards falls between Hyatt and Marriott in terms of value. You'll find reasonable redemptions at mid-tier properties, particularly in secondary markets where IHG brands like Holiday Inn and Holiday Inn Express dominate.

The program's PointBreaks promotions can deliver exceptional value when they align with your travel plans, offering rooms for just 5,000-10,000 points per night. Outside these promotions, expect redemption values around 0.5-0.7 cents per point for standard bookings.

Hilton Honors (1:1)

Hilton points transfer at 1:1 from Bilt, but Hilton points are worth less than points from other hotel programs. You'll typically need 40,000-80,000 Hilton points for a standard room that might cost 15,000-25,000 Hyatt points.

The math rarely works in Hilton's favor unless you're specifically loyal to Hilton properties or booking during a transfer bonus promotion. Even then, you're usually better off with Hyatt or booking through Bilt's travel portal.

Accor Live Limitless (3:2)

Accor is the only Bilt hotel partner that doesn't transfer at 1:1. Instead, 3,000 Bilt points become 2,000 Accor points. This less favorable ratio, combined with Accor's limited U.S. presence, makes it the weakest hotel transfer option for most American travelers.

Accor properties are more common in Europe, the Middle East, and Asia, so this transfer might make sense if you're planning international travel to regions with strong Accor presence.

How to Transfer Bilt Points to Partners

Transferring Bilt points follows a straightforward process through either the mobile app or website.

Step-by-Step Transfer Process:

1. Log into your Bilt Rewards account via the app or BiltRewards.com
2. Navigate to the "Travel" or "Rewards" tab
3. Select "Transfer to travel programs"
4. If this is your first transfer to a partner, link your loyalty account by entering your account number and personal details
5. Choose your transfer partner from the list
6. Enter the number of points to transfer in 1,000-point increments
7. Review the transfer ratio and final amount
8. Confirm your account information matches between Bilt and the partner program
9. Accept the terms and conditions
10. Click "Confirm transfer"

Most transfers complete within seconds, though you should allow up to 48 hours for processing. Southwest transfers specifically can take up to 72 hours, and Turkish Miles&Smiles has been reported to take several days.

Critical Transfer Tips:

• Always verify award availability before transferring points
• Consider placing a hold on your desired award if the program allows
• Double-check account name spelling matches exactly
• Remember that transfers are final and cannot be reversed
• For new loyalty accounts, your first transfer may take longer to process

Bilt Rent Day Transfer Bonuses

Bilt runs monthly "Rent Day" promotions on the first of each month, frequently offering transfer bonuses to select partners. These bonuses have ranged from 25% to 200%, effectively increasing your transfer ratio temporarily.

Recent Rent Day bonuses have included:

• 150-200% bonus for Hilton Honors transfers (March 2025)
• Up to 100% bonus for British Airways, Iberia, and Aer Lingus (April 2025)
• 25-50% bonuses for various airline partners throughout 2025-2026

These promotions rotate among different partners each month. If you're planning a specific redemption and your target partner offers a transfer bonus, waiting until Rent Day can significantly increase your value.

Check your Bilt app or email on the first of each month to see current transfer bonus offers. Even a 25% bonus effectively reduces the points cost of your award by 20%.

Best Value Bilt Transfer Partners

Not all transfer partners deliver equal value. Based on typical redemption opportunities and ease of use, here's how Bilt's partners rank.

Top Tier Partners (Use These First)

World of Hyatt consistently delivers 2-3 cents per point for hotel stays with transparent pricing and excellent property quality.

Air Canada Aeroplan offers competitive long-haul business class pricing, stopover options, and extensive Star Alliance access with manageable fees.

Air France-KLM Flying Blue provides regular Promo Rewards discounts, reasonable transatlantic pricing, and a user-friendly booking platform.

Alaska Airlines Atmos Rewards gives exclusive access unavailable from other transferable points programs with excellent partner award opportunities.

Strong Value Partners (Situation-Dependent)

Avianca LifeMiles works well for specific Star Alliance routes if you're comfortable with a less intuitive booking process.

Iberia Plus shines for off-peak transatlantic business class to Europe at competitive Avios rates.

Aer Lingus AerClub offers the cheapest business class to Ireland and competitive pricing on other Oneworld partners.

Virgin Atlantic Flying Club excels for booking Delta and ANA flights at good rates.

Use With Caution (Limited Situations)

United MileagePlus provides backup access to Star Alliance but often requires more miles than alternatives.

British Airways Executive Club delivers value on short-haul flights but imposes heavy fuel surcharges on long-haul.

Marriott Bonvoy works for property-specific bookings or balance top-offs but generally offers lower value than Hyatt.

Rarely Optimal (Consider Alternatives First)

Turkish Miles&Smiles has sweet spots but slow transfers and complex booking make it challenging.

IHG One Rewards offers occasional good value but typically delivers less than booking through Bilt's portal.

Hilton Honors requires too many points for equivalent stays available cheaper elsewhere.

TAP Miles&Go generally prices higher than alternative Star Alliance programs.

Spirit Free Spirit rarely justifies transferring valuable Bilt points.

Accor Live Limitless makes sense only for specific international travel to Accor-heavy regions.

Common Bilt Transfer Mistakes to Avoid

Transferring Before Confirming AvailabilityThe biggest mistake new members make is transferring points without first verifying their desired award is available. Airlines and hotels constantly adjust award inventory, and what shows available today might be gone tomorrow. Always confirm space exists before initiating transfers.

Many programs allow you to place 24-48 hour holds on award reservations. Use this feature when possible to lock in availability before transferring.

Ignoring the 1.25 Cent Portal ValueBilt's travel portal values points at 1.25 cents each. If your transfer partner redemption delivers less than 1.25 cents per point, you're better off booking through the portal. This happens more often than you'd think, particularly with hotel programs like Marriott and Hilton.

Do the math before every transfer. A $400 hotel room booked through the portal costs 32,000 Bilt points. If the same room costs 40,000 hotel points after transferring, you've lost value.

Transferring to Programs with Expiring MilesSome airline programs expire miles after periods of inactivity. Transferring Bilt points to these programs starts the expiration clock. If you're not ready to book immediately, you risk losing transferred points.

Bilt points themselves never expire as long as your account remains active, so there's no rush to transfer until you're ready to book.

Overlooking Transfer BonusesRent Day transfer bonuses can increase your value by 25-100% or more. If your travel dates are flexible and your target partner occasionally offers bonuses, waiting until the next bonus could save you thousands of points.

Track historical bonus patterns or set reminders to check Bilt's promotions on the first of each month.

Mismatched Account InformationYour name, date of birth, and other personal details must match exactly between your Bilt account and your loyalty program account. Even small discrepancies like middle name variations can cause transfers to fail or get stuck in pending status.

Verify all information matches before initiating your first transfer to any partner.

Maximizing Value from Bilt Transfers

Start by understanding your redemption goals. If you're booking premium cabin international flights, airline transfers usually deliver 2-3+ cents per point. For domestic economy flights or hotel stays, you'll often get better value booking through Bilt's travel portal at 1.25 cents per point.

Research specific redemptions before committing to transfers. Award availability tools and frequent flyer forums can show you what's possible with each program. The best redemption depends entirely on where you want to go and what cabin you want to fly.

Consider your earning timeline. If you're accumulating Bilt points slowly through rent payments alone (1 point per dollar up to 100,000 points annually), you might need 6-12 months to save enough for a premium international award. Make sure your target program's award chart won't change during that time.

Diversify your knowledge across multiple partners rather than specializing in just one. Award availability varies constantly, and having backup options helps you find space when your first choice shows nothing available.

Pay attention to partner devaluations and award chart changes. Airlines adjust award pricing regularly, and what's a good deal today might not be tomorrow. If you see advance warning of a devaluation affecting your target redemption, consider transferring points and booking before the change takes effect.

When to Use the Bilt Travel Portal Instead

The Bilt travel portal offers guaranteed value at 1.25 cents per point without transfer requirements or award availability concerns. This becomes the better option in several scenarios.

For domestic economy flights, airline award pricing often requires 12,000-25,000+ miles for flights costing $150-300. At those rates, you're getting 0.6-1.2 cents per mile, which is worse than the portal's 1.25 cents. Book through the portal instead.

Last-minute bookings frequently show poor award availability, and when you do find space, airlines often charge peak pricing. The portal avoids both issues with fixed 1.25 cent value regardless of timing.

Hotel stays at properties outside major chains make the portal attractive. If you're booking an independent hotel, Airbnb, or vacation rental where points transfers aren't an option, the portal provides better value than cash.

Smaller redemptions under 10,000-15,000 points work well through the portal since many transfer partners require 1,000-2,000 point minimums. You can book exactly what you need without meeting transfer thresholds.

Getting Started with Bilt Transfers

If you're new to Bilt's transfer partners, start by opening loyalty accounts with programs you're most likely to use. Focus on World of Hyatt, Air Canada Aeroplan, and Air France-KLM Flying Blue as your foundational partners.

Learn one program deeply before expanding to others. Understanding a single program's sweet spots and booking quirks builds confidence for working with additional partners later.

Don't rush to transfer points just because they're sitting in your account. Bilt points never expire with account activity, so you can accumulate balance while researching the best redemption for your specific travel plans.

Practice searching for award availability before you have points to transfer. This helps you understand what's possible and builds realistic expectations about award travel.

Consider combining Bilt points with other transferable currencies like Chase Ultimate Rewards to reach redemption thresholds faster. If you're 10,000 points short of a business class award, topping up with points from another program saves months of waiting.

Conclusion

Bilt's transfer partner network transforms rent payments from a necessary expense into travel opportunities that would otherwise require years of saving. The 24 airline and hotel partners provide flexibility to book everything from weekend domestic hops to premium international awards worth thousands of dollars.

The key to maximizing value lies in understanding which partners offer the best redemptions for your specific travel goals. World of Hyatt dominates hotel transfers, while Alaska Airlines Atmos Rewards, Air Canada Aeroplan, and Air France-KLM Flying Blue provide the most consistent airline value for most travelers.

Start by opening accounts with your top 3-5 partners, research award availability for your target destinations, and always verify space before transferring points. With strategic transfers and occasional Rent Day bonuses, your monthly rent can fund travel experiences that would otherwise cost $5,000-10,000+ in cash.

Ready to start earning points on rent? The Bilt Mastercard offers the only major rewards program that turns rent payments into travel without transaction fees, plus 3x points on dining and 2x on travel.

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