If you've been stockpiling Bilt Mastercard points or planning a short-haul trip using Avios, today is your day. Bilt is offering up to a 100% transfer bonus when you move points to British Airways, Iberia, or Aer Lingus, but only through 11:59 PM PT tonight.

Here's what makes this deal worth your attention: the bonus scales with your Bilt elite status, ranging from 40% for Blue members to 75% for Platinum members. The catch? You'll need to use $150 in Bilt Cash to unlock the full 100% bonus, even at the Platinum level. With a 100,000 point transfer cap, you're looking at a potential 200,000 Avios haul if you max this out.

What You Need to Know Right Now

The transfer bonus breaks down like this: Bilt Mastercard Blue members get 40%, Silver gets 50%, Gold gets 60%, and Platinum members receive 75%. To bump any tier up to the full 100%, you'll need to spend $150 in Bilt Cash. That means if you're sitting at Blue status, spending the Bilt Cash gets you from 40% to the next tier's bonus rate.

Transfers need to happen between 12:00 AM ET and 11:59 PM PT today (May 1, 2026). The 100,000 point cap applies to your base points, not the bonus, so you could theoretically transfer 100,000 Bilt points and receive up to 200,000 Avios total.

For context, Avios programs use distance-based award charts, making them particularly valuable for short-haul flights. A domestic one-way in economy on a partner airline like American can run as low as 7,500 Avios. Business class short-haul awards to Europe often clock in around 13,000-20,000 Avios. If you've got a confirmed trip coming up or know you'll need Avios soon, this bonus makes sense. You can also earn Avios directly with the British Airways Visa Signature Card, Iberia Visa Signature Card, or Aer Lingus Visa Signature Card, which all earn 3 Avios per dollar on purchases with their respective airlines.

Should You Pull the Trigger?

Here's my take: this works best if you already have a specific redemption in mind. Avios shine for short-haul travel and off-peak awards, but if you're holding Bilt points for maximum flexibility, Alaska Airlines or Hyatt transfers typically offer better value per point. For a deeper dive on Alaska's program, see our guide to the best Alaska Airlines credit cards. The Bilt Cash requirement adds friction. If you're already sitting on Bilt Cash from previous promotions, great. If not, you're effectively paying $150 to access the higher bonus tier.

Don't forget about today's other Rent Day benefit. All Bilt Mastercard holders earn bonus points on purchases made today. The card earns 2x points on everyday spending on the first of each month (4x on the Palladium tier), capped at 1,000 bonus points. That's effectively $500 in spending if you've got purchases to make anyway.

If you're not sure whether to transfer, remember that Bilt Mastercard points don't expire as long as you make at least one transaction every 90 days. There's no penalty for sitting on points unless you have an immediate use case. The transfer bonus only helps if Avios is actually your best option for upcoming travel. For more on maximizing hotel transfers, check out our complete guide to World of Hyatt.

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