Introduction

Amazon is running a rare welcome bonus promotion on both its credit cards through January 15, 2026. If you're already shopping on Amazon or considering one of these cards for everyday spending, now's the time to apply. The Amazon Prime Visa is offering either 10% back or a $200 statement credit, while the Amazon Prime Store Card is offering a $200 Amazon gift card. Here's what you need to know about these limited-time offers.

Deal Details

Amazon Prime Visa Welcome Offer (Expires January 15, 2026):

• Option 1: 10% back on purchases made with your new card at Amazon.com within your first three months (no cap)
• Option 2: $200 statement credit after you spend $800 in the first three months
• Requires active Prime membership ($139/year or $14.99/month)

Amazon Prime Store Card Welcome Offer (Expires January 15, 2026):

• $200 Amazon.com gift card upon approval (instant use)
• No minimum spending requirement
• Requires active Prime membership
• Can only be used at Amazon.com, Amazon Fresh, and Whole Foods

How to Take Advantage

1. Decide which card fits your needs: The Amazon Prime Visa works everywhere Visa is accepted and earns ongoing rewards, while the Store Card only works at Amazon properties but requires no spending for the bonus.
2. Confirm your Prime membership is active before applying (both cards require it)
3. Apply by January 15, 2026 to qualify for these welcome offers
4. For the Prime Visa 10% option: Make your planned Amazon purchases within three months to maximize the bonus

Why This Deal Matters

Amazon credit cards typically don't offer welcome bonuses, making this promotion unusual. The Prime Visa's 10% back option is particularly valuable if you have large Amazon purchases planned—spending $2,000 would earn you $200 back with no cap. For smaller spenders, the $200 statement credit after $800 spend is straightforward and easier to achieve.

The Store Card's instant $200 gift card is appealing if you're already shopping at Amazon and don't want another credit card cluttering your wallet. Just remember it can't be used outside Amazon's ecosystem, unlike the Prime Visa which earns rewards on all purchases.

If you're looking for a card with broader travel benefits, you might want to compare these offers to other cash back credit cards that offer more flexibility. But for dedicated Amazon shoppers with Prime memberships, these limited-time bonuses represent solid value—especially the uncapped 10% option.

Conclusion

With both Amazon credit cards offering rare welcome bonuses through January 15, 2026, this is your window to earn up to $200 back on purchases you're likely making anyway. The Amazon Prime Visa's 10% back option is particularly compelling for those with large Amazon purchases planned in the next three months. Don't miss this deadline if you're already a Prime member and want to maximize your Amazon spending. This article contains affiliate links. If you apply through our links, we may earn a commission at no cost to you, which helps us continue sharing points and miles strategies with the community.